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Terms & Conditions

Last updated: April 2025

Welcome to Top UK Websites. By accessing or using our website, you agree to be bound by the following Terms & Conditions. Please read them carefully before using our services.

Terms of Service

These Terms of Service (“Terms of Service”), and our Privacy Policy, incorporated herein by reference, constitute a legal binding agreement between you (“user” or “you”) and Optival Ltd. (“Company”, “us” or “our”) and govern your use of this website and the Services herein (as defined below). The Terms of Service and the Privacy Policy shall be referred together as the “Terms”. You hereby acknowledge and affirm that you have thoroughly read, comprehended, and assent to these Terms of Service. You further agree to be legally bound by these Terms and to comply with all applicable laws and regulations in connection with your use of the Service. Moreover, you expressly recognize that these Terms of Service constitute a binding and enforceable legal agreement between you, the user, and us, the website operators.

IN THE EVENT THAT YOU DISAGREE WITH THESE TERMS OR ANY PORTION THEREOF, YOU ARE HEREBY INSTRUCTED TO IMMEDIATELY CEASE ALL ACCESS TO AND USE OF THIS WEBSITE. YOUR CONTINUED USE OF THIS WEBSITE SHALL BE CONSTRUED AS YOUR ONGOING ACCEPTANCE OF AND AGREEMENT TO THESE TERMS. You hereby warrant and represent that you are eligible to enter into these Terms and you are not prohibited by any authorized authority, judicial order or law from entering into any agreement. If you are acting on behalf of a corporation, you warrant that you have all proper authorization to enter into these Terms of Service. You further represent and warrant that you are at least eighteen (18) years of age and of legal competence to enter into these Terms.

1. Scope of Services

  • ✦ The website offers comprehensive information, analyses, comparison tables and resources about various goods, services and products, which are provided, managed, or operated by our advertisers (respectively, “Advertiser” and “Advertiser’s Services”). We provide you aggregate information we believe to be relevant, including, but not limited to, comparative evaluations, promotional offers of Advertiser’s Services, hyperlinks to Advertiser digital properties, and an assortment of content encompassing textual elements, graphical representations, interactive components, data compilations, written materials, software code, design elements, and supplementary features (collectively the “Content” and together with the website shall be referred to as the “Service(s)”).
  • ✦ The Services are owned and developed solely by us. We conduct independent assessments and evaluate Advertiser’s Services based on proprietary methodologies and criteria, as determined at our sole discretion. This process aims to highlight what we consider to be top-rated Advertiser’s Services. Users are hereby notified that the Services are provided for informational and editorial purposes exclusively and may encompass Content that individual users might find disagreeable or objectionable.
  • ✦ You hereby agree you will not, directly or indirectly:
    • ✦ Make any copies of, modify, adapt, disassemble, or hack the Services or gain unauthorized access to the Services or its systems and networks.
    • ✦ Use the Services in any fraudulent or unlawful manner.
    • ✦ Extract, collect or store personal data about other users without their express permission.

3. Intellectual Properties

The Service along with any Content accessible through it, is protected by international intellectual property laws. Except as expressly granted under these Terms, we retain all rights, title, and interest in and to the Service and Content, including copyrights, trademarks, product names, and trade names. You are strictly prohibited from using the Services in any way that is not specifically permitted under these Terms.

4. Advertising Disclosure

We are able to provide and maintain our Services free by receiving advertising fees from Advertisers whose offers we review and promote. These fees may impact the position and ratings of Advertisers on our website. We strive to ensure our reviews are based on independent assessments and user feedback.

5. Disclaimer and Limitation of Liability

THE SERVICES AND CONTENT ARE PROVIDED “AS-IS” WITHOUT WARRANTIES OF ANY KIND. YOUR USE OF THE SERVICES AND RELIANCE ON ANY CONTENT IS AT YOUR OWN RISK. WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT WILL WE BE LIABLE FOR ANY DAMAGES ARISING OUT OF YOUR USE OF THE SERVICES.

6. Indemnification

You agree to indemnify and hold us harmless from any third-party claims arising from your use of the website. This includes all liabilities and expenses, such as claims, losses, damages, lawsuits, and attorney fees.

7. Privacy

We are committed to protecting the privacy of our users. For more information on our privacy practices, please review our Privacy Policy.

8. Governing Law and Jurisdiction

These Terms shall be governed by the laws of the State of UK and shall be brought exclusively before the courts of United Kingdom.

9. Miscellaneous

  • ✦ We reserve the right to modify or discontinue the Services at any time, without notice.
  • ✦ These Terms represent the entire agreement between the parties. If any provision is found invalid, the remaining provisions will continue to be enforceable.
  • ✦ You may not assign these Terms without our written consent. We may assign or transfer these Terms at our sole discretion.